I’m honored and humbled to share today’s news of Affirm’s partnership with Walmart, which will bring simple, transparent payment options to millions of customers nationwide. For over 50 years, Walmart has continued to make good on its commitment to helping shoppers “save money and live better,” a mission that resonates with Affirm’s goal of improving lives with honest financial products. Walmart isn’t just the world’s largest retailer—it’s also a company that has continued to grow and evolve throughout multiple generations of retail, embracing e-commerce and digital payments.
Affirm isn’t new to the Walmart family, as we’ve been a payment option at checkout on Art.com, Allswell, and Hayneedle since 2017. Today, the Walmart partnership extends to nearly 4,000 Supercenters nationwide, offering Affirm’s simple financing with repayment terms of 3, 6, or 12 monthly installments. Affirm will also appear as a payment option on Walmart.com in the coming weeks.
Visiting Walmart’s HQ in Bentonville, and in many conversations with Walmart stakeholders, I’ve seen firsthand how committed Walmart is to doing what’s best for its customers, from working with manufacturers to find ways to lower costs, and passing those savings to its shoppers, to introducing innovative digital experiences to meet its customers where they want to shop. Our partnership was born out of these shared commitments.
This partnership comes at a time when consumers are increasingly interested in pay-over-time options and see great value in the personalized, customized credit Affirm offers. It is our belief that we all deserve a financial institution that aligns its business success with the personal success of the customer. We’re excited to do this for Walmart shoppers by bringing them payment options tailored to each unique purchase, giving them complete visibility into how much they will pay each month, and never charging them more than they agree to at checkout.
I’m extremely proud of the work the Affirm team has done in our seven-year history to help us scale to a place where we’re able to support such a large retailer and help more Americans get access to a transparent and fair way to pay for purchases over time. While the Affirm product experience is beautiful, transparent, and convenient, our superior underwriting technology enables us to approve far more applicants at all levels of credit (as compared to traditional credit issuers), bringing access to credit to many more people who may have otherwise been excluded.
The road ahead is an exciting one, and we’re looking forward to introducing more Walmart customers to a modern and innovative way to buy all the things they need and love.
Learn more about Affirm's partnership with Walmart.
About the AuthorMore Content by Max Levchin